Through our affiliation with the network of medical professionals, hospitals and clinics, IWC is able to provide the following services.
Preventive Healthcare Services
Periodic Medical Check-ups
Management of Health Problems
Pre-employment Examination
Annual Physical Examination
Complete Blood Count (CBC)
Physical Check Up or Consultation
Urinalysis
Fecalysis
Chest X-ray
Outpatient Care Services
Medical consultation during regular clinic hours
Emergency room care
Referral to accredited specialists
Treatment of minor injuries or illness
Laboratory tests, x-rays and other diagnostic exams
Minor surgery not requiring confinement
Inpatient Care Services
No deposit upon admission
Room and Board benefit based on category
Use of recovery room and operating room
Standard admission kit
Professional fees of all attending accredited specialists
Anesthesia and medications administered during confinement
Intravenous fluids
Laboratory tests, x-rays and other diagnostic examinations
Dressings, plasters and sutures
Assistance in documentation by the patient relations officer
Other hospital charges prescribed for treatment of member
Emergency Care Services
Doctor’s services
Medicines used
Oxygen and intravenous fluids
Dressings, casts and sutures
Prescribed laboratory and diagnostic procedures related to emergency management of the patient
Special Diagnostic Procedures
HMO standard
Non Network Emergency
Emergency cases in a place not covered by IWC accreditation network shall be covered up to 80% of the cost but not to exceed the amount of maximum coverage benefit.