Healthcare Services

Your Health is our Service

Through our affiliation with the network of medical professionals, hospitals and clinics, IWC is able to provide the following services.

Preventive Healthcare Services

  • Periodic Medical Check-ups
  • Management of Health Problems
  • Pre-employment Examination

Annual Physical Examination

  • Complete Blood Count (CBC)
  • Physical Check Up or Consultation
  • Urinalysis
  • Fecalysis
  • Chest X-ray

Outpatient Care Services

  • Medical consultation during regular clinic hours
  • Emergency room care
  • Referral to accredited specialists
  • Treatment of minor injuries or illness
  • Laboratory tests, x-rays and other diagnostic exams
  • Minor surgery not requiring confinement

Inpatient Care Services

  • No deposit upon admission
  • Room and Board benefit based on category
  • Use of recovery room and operating room
  • Standard admission kit
  • Professional fees of all attending accredited specialists
  • Anesthesia and medications administered during confinement
  • Intravenous fluids
  • Laboratory tests, x-rays and other diagnostic examinations
  • Dressings, plasters and sutures
  • Assistance in documentation by the patient relations officer
  • Other hospital charges prescribed for treatment of member

Emergency Care Services

  • Doctor’s services
  • Medicines used
  • Oxygen and intravenous fluids
  • Dressings, casts and sutures
  • Prescribed laboratory and diagnostic procedures related to emergency management of the patient

Special Diagnostic Procedures

  • HMO standard

Non Network Emergency

Emergency cases in a place not covered by IWC accreditation network shall be covered up to 80% of the cost but not to exceed the amount of maximum coverage benefit.

See availment procedures for inpatient and outpatient availments.